As summer approaches, thoughts of dusting off the motorcycle
or purchasing a boat are at the forefront of our minds. A word of caution: don't get swept up in all
the great summer fun without making sure you're properly insured.
- If it's a licensed
vehicle, then you MUST at least have liability coverage to legally operate
it on the streets.
- Insurance companies
account for your boat lay-up period in the premium. Damage can occur while your boat is
stored and without insurance your investment is left unprotected.
- Purchasing a dirt bike or
an ATV? Check with your agent to
see if a separate policy is needed to cover personal injury or property
damage. Most often, a homeowner's
policy will not cover such claims.
- Pull-behind trailers are
only covered for liability claims, unless collision coverage for the
trailer has been added to the vehicle pulling the trailer.
Consult with a HomeStar Insurance agent TODAY to ensure